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Advanced Learner Loans have changed so they are now
available to everyone
aged 19 and over

QCF courses and 19+ loans

QCF courses and 19+ loans make anything possible

Many of our students are looking to change career and that's why they’ve enrolled on one of our vocational courses. You too can enrol on a life changing QCF distance learning course without paying a penny up front, with the help of a 19+ learner loan.

What is a 19+ Advanced Learner Loan?

The Government has introduced 19+ Advanced Learner Loans to help learners aged 19 and over, in further education, pay a college’s or training organisation’s fee.

Getting a Loan doesn’t depend on your household income and there’s no credit check. You won’t have to pay anything back until you’re earning over £21,000 a year. Once you earn over £21,000 a year you’ll pay back 9% of the earnings you’ll receive above this amount.

Is there a maximum amount of Loan available?

19+ Advanced Learner Loans can entirely cover the fees of the QCF Stonebridge courses. However, if you wish to take out a smaller amount (not less than £300) and fund the rest yourself, you are able to do this.

To be eligible for the loan you must be:
  • 19 or older on the first day of your course (there’s no upper age limit)
  • living in the UK on the first day of your course, and have lived in the UK, the Channel Islands or the Isle of Man for 3 years immediately before this starting your course on or after 1 August 2013
  • No upper age limit in order to apply for a 19+ Advanced Learner Loan.
Is a 19+ Advanced Learner Loan available to students with existing qualifications?

Yes, previous qualifications that learners have achieved do not affect their ability to apply for a Loan to gain new qualifications.

This depends on how much you earn, click on the link to the repayment calculator below to see how monthly payments relate to earnings.

Repayment Calculator
How much it costs
Income Repayment
While you're studying and until the April after you leave the course £0 a month
£21,000 or less £0 a month
£21,000 to £30,000 £0 to £67 a month
£31,000 to £40,000 £75 to £142 a month

REMEMBER: loan repayments only start when you are earning over £21,000 per year. Repayments won’t start for any course until April 2016, but you can make voluntary repayments before then.

Teaching Assistant
East Midlands £19,000
London £18,000
North West £17,000
Yorkshire and The Humber £17,000
East of England £17,000
South East £17,000
West Midlands £16,000
North East £16,000
Beauty Therapist
East of England £48,000
North West £46,000
London £46,000
South East £41,000
East Midlands £34,000
South West £34,000
Yorkshire and the Humber £34,000
(in GBP as of Sep 08th 2014)
Social Care Assistant
South West £18,000
East of England £18,000
South East £22,000
West Midlands £18,000
East Midlands £19,000
North East £18,000
Yorkshire and the Humber £18,000
Nursery Worker
North East £44,000
North West £38,000
East of England £30,000
London £30,000
East Midlands £23,000
South West £21,000
Yorkshire and the Humber £20,000
West Midlands £19,000
South East £17,000
(in GBP as of Sep 08th 2014)

Normally any outstanding loan you have will be written off 30 years after it becomes eligible to be repaid.

If you receive a disability-related benefit and are permanently unfit for work, it will be cancelled.

In addition, if you’re undertaking an Access to HE Diploma and then go on to complete an HE qualification the outstanding balance of your 19+ Advanced Learner Loan will be written off. To qualify for this write off you must have fully completed both courses.

You do not need to take out a loan for the HE course. However, it must be eligible for funding by Student Finance England. The HE course does not have to relate to the Access to HE course you complete.

Wondering what happens next? View our Advanced Learner Loan Journey Summary or take a look at our guide to the 19+ Advanced Learner Loan Application Process

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