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Flexible payment choices

We’ve tried to make it easy as possible for you to register onto one of our courses. We understand that not everyone always has the cash needed, to pay for their course upfront, at the time when they want to start their course. So we offer different ways to pay to help you spread the cost over a longer period. For some of our courses, you can pay a deposit for as little as £19.99 and start immediately!

In total we have 3 ways in which you can pay for your course, choose the payment method that suits you best:

This payment option means paying the full price of your course upfront, so no further payment is required. More

This payment option means paying the full price of your course upfront. Courses funded by this payment method typically receive the highest discounts. This is because we have more freedom to run promotions and change prices quickly as a result. This is also the simplest method of paying for your course. All it takes is one payment and you can start your course instantly.

Spread the cost of your course over a period of 12 months or less with interest at 0% APR. More

If you don’t want to pay for 100% of your course upfront you could pay by one of our payment plans. A payment plan involves spreading the cost of your course over a period of 12 months or less. During this period you pay no interest whatsoever. All it takes, to start a payment plan, is a small deposit, this will be deducted from the total cost of your course. Just complete the payment plan registration and you can start your course immediately.

After you make your final payment under your payment plan as a thank you we will make a cashback payment to you. This amount is always agreed at the start of your payment plan.

Spread the cost of your course, with a Career Starter Loan, over a period of 36 months with a typical APR of only 12.9% APR. More

By working with Pay4Later we are able to offer our learners access to loans to help spread the cost over a longer period than our payment plans. Our payment plans are never any longer than one year. With a loan from Pay4Later learners can spread their repayment over up to 5 years. These loans do have differences compared with our payment plans, these are:

  • Your loan is not taken out with us.
  • Your loan is with Pay4Later, all interest and repayments are made to them.
  • You will pay interest on your loan.
  • You will have to pass a credit check to see if you are eligible for a loan and that it is affordable.
  • You will need to pay a 5% deposit to start your loan (this is deducted from the loan amount to cover your course).

A credit check is important to ensure that your loan is suitable and that it is affordable for you. Pay4Later use some of the most respected credit checking agencies to help make their decisions. If you are successful in passing a credit check you will need to do accept your loan offer and pay your deposit, once you have done this you can start your course immediately. If you are unsuccessful please contact us and we can discuss if one of our traditional payment plans is more appropriate.

Worked Example

Below is a comparison of the different payment methods for a course that costs £774.99. It shows you the differences between what you pay upfront, each month and the total payments made over the full agreement period for each payment method:

Course Price £674.99
Payment Method Day 1 Payment Number of Monthly Payments Interest Rate Monthly Payment Amount Total Payments After Cashback (£100)
Payment in Full £674.99 NA NA NA £674.99
Payment Plan £19.99 10 0% £75.50 £674.99
Pay4later Loan £32.27 36 12.9% £20.63 £775.00

Full details on how these amounts change for each course can be found on each course page. Before making any decision to start a course it’s important to check these amounts to decide on the payment method that suits you best. Deposit levels and interest charges can vary.

Wondering what happens next? View our Advanced Learner Loan Journey Summary or take a look at our guide to the 19+ Advanced Learner Loan Application Process



QCF courses and 19+ loans
6 LESSONS  
£699.99 £524.99
ABE Level 3 Certificate in Business Start-up Every business starts with a great idea, but that’s not enough to guarantee success. Behind the scenes, it takes planning, hard work and market research to get an idea off the ground. The Level 3 Certificate in Business Start-up is designed to make setting up a business simple. It provides the practical information and ... full details
Loans available for students aged 18+ Career Starter Loans
20 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Business and Management) Take the first step towards a new career by studying the Access to Higher Education Diploma (Business and Management). Delivered by Dimensions Training Solutions, the course acts as an alternative to A-Levels. If you don’t have the grades you need to apply for a business degree course at university, this ... full details
Loans available for students aged 18+ Career Starter Loans
18 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Education) – Teaching Science Pathway This Access to Higher Education Diploma (Education)** is aimed more at those who are interested in a teaching science career/degree course. This distance learning course focuses more on teaching science. The units selected provide a syllabus that forms a foundation for students who wish ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Education ) - General Pathway This Access to Higher Education Diploma (Education)** is a generalist specified diploma with a balance of education theory, educational practice and childhood studies. The Access to Higher Education Diploma is a popular, nationally recognised qualification designed to provide you with the skills ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Education) – Teaching & Learning Pathway This Access to Higher Education Diploma (Education)** has a balance of Childhood Studies, Education Practice, Education Theory and Education Studies for those wishing to pursue a career/degree course in Teaching and Learning. This Access to Higher Education Diploma ... full details
Loans available for students aged 18+ Career Starter Loans
18 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Education) - Early Years Pathway This Access to Higher Education Diploma (Education)** is aimed more at those who are interested in a Child Studies career/degree course with relevant units to help satisfy typical degree entrance criteria. This Access to Higher Education Diploma (Education) focuses more on Childhood Studies and ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Education) – Teaching English Pathway This Access to Higher Education Diploma (Education)** is aimed more at those who are interested in an English teaching career/degree course with language and literature units to help satisfy typical English degree entrance criteria. This distance learning course focuses more on Literature and ... full details
Loans available for students aged 18+ Career Starter Loans
18 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Health) - Midwifery Pathway This Access to Higher Education Diploma (Health)** gives you the opportunity to apply for a degree in Midwifery - preparing you well for academic work and the prospect of university life. It’s an extremely popular Access to HE Diploma and an excellent way to maximise your job ... full details
Loans available for students aged 18+ Career Starter Loans
18 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Health) - Nursing Pathway This Access to Higher Education Diploma (Health)** gives you the opportunity to apply for a degree in nursing - preparing you well for academic work and the prospect of university life. It’s an extremely popular course and an excellent way to maximise your job prospects. It could lead to ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Health) - General Pathway This Access to Higher Education Diploma (Health)** gives you the opportunity to apply for a degree in health studies - preparing you well for academic work and the prospect of university life. It’s an extremely popular course and an excellent way to maximise your job prospects. It could lead to a ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Medicine and Health Care Professions) This Access to Higher Education Diploma (Medicine and Health Care Professions)** is a generalist specified diploma with a balance of Biological Science, Chemistry, Physics and Psychology. The Access qualification is a popular, nationally recognised qualification designed to provide you with the skills ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Science) - Health and Medical Science Pathway This Access to Higher Education Diploma (Science)**  is suited to those who are looking to pursue a career in Health and Medicine. The Access to Higher Education Diploma (Science) is a popular, nationally recognised qualification designed to provide you with the skills needed to apply... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Science) - Biological Science Pathway This Access to Higher Education Diploma (Science)** is designed for those who are interested in a career/degree course in Biological Sciences with units ranging from cell biology to atomic structure. This Access to Higher Education Diploma (Science) focuses on Bioscience and Biochemistry. ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Science) - Natural Science Pathway This Access to Higher Education Diploma (Science)** is designed for those who want a balanced understanding of natural science for degree entry in natural science related courses. This Access to Higer Education Diploma (Science) focuses on an equal balance of all the sciences. The units ... full details
Loans available for students aged 18+ Career Starter Loans
18 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Social Science and Health) – Biology Pathway This Access to Higher Education Diploma (Social Science and Health) pathway is designed for those who are interested in a career/degree course in Social Science and Health with a particular interest in Biology. As such it has a high proportion of Biology academic subject units that your ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Social Science and Health) – Health Studies Pathway This Access to Higher Education Diploma (Social Science and Health) pathway is designed for those  who are interested in a career/degree course in Social Science and Health but have a particular interest in health studies. As such it has a high proportion of Health Studies ... full details
Loans available for students aged 18+ Career Starter Loans
18 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Social Science) –Psychology & Sociology Pathway This Access to Higher Education Diploma (Social Science)** is designed for those  who are interested in a career/degree course in Social Science with a particular interest in Psychology or Sociology. As such it has a high proportion of Psychology and Sociology academic subject ... full details
Loans available for students aged 18+ Career Starter Loans
19 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Social Science) –Psychology with Criminology Pathway This Access to Higher Education Diploma (Social Science)** is designed for those who are interested in a career/degree course in Social Science but have a particular interest in Psychology and Criminology. As such it has a high proportion of Psychology and Criminology academic... full details
Loans available for students aged 18+ Career Starter Loans
20 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Social Sciences and Humanities) This Access to Higher Education Diploma (Social Sciences and Humanities)** is a generalist specified diploma with a balance of Sociology/History/Politics/Psychology units. The Access to Higher Education Diploma (Social Sciences and Humanities) is a popular, nationally recognised qualification designed ... full details
Loans available for students aged 18+ Career Starter Loans
20 LESSONS  
£2,199.99 £1649.99
Access to Higher Education Diploma (Social Work) The Access to Higher Education Diploma (Social Work)** is designed for students who are planning to further their education and plan a career related to Social Work. Many of our students study from home in their spare time and use this Access to HIgher Education Diploma as a route into a full degree. However, it’s ... full details
Loans available for students aged 18+ Career Starter Loans
20 LESSONS  
£3,199.99 £2399.99
Beauty Therapy Techniques (RQF) Level 3 Diploma Working in the beauty industry is a glamourous career that could see you work abroad, travel the world on a cruise ship, or even become your own boss as you set up in business as a salon owner or mobile therapist. The IAO Level 3 Diploma in Beauty Therapy Techniques (RQF) (603/0175/2) is the most up to date, nationally ... full details
Loans available for students aged 18+ Career Starter Loans
13 LESSONS  
£2,099.99 £1574.99
Diploma in Business Administration RQF Level 3 The NCFE Level 3 Diploma in Business Administration RQF Qualification (601/3965/1) is a job ready qualification that prepares learners for work in a specific industry. The course is designed to give you the knowledge and skills you will need to work in a business administration role and to develop your expertise within the role ... full details
Loans available for students aged 18+ Career Starter Loans
7 LESSONS  
£799.99 £599.99
Certificate in Advice and Guidance (RQF) Level 3 NVQ Are you looking for advice and guidance training? The BIIAB Level 3 NVQ Certificate in Advice and Guidance (RQF) qualification (601/7407/9) helps you develop the knowledge, understanding and skills to work in a number of roles that require you provide advice and guidance. Having an advice and guidance qualification really ... full details
Loans available for students aged 18+ Career Starter Loans
3 LESSONS  
£1,299.99 £974.99
Certificate in Assessing Vocational Achievement (CAVA) RQF Level 3 The Level 3 Certificate in Assessing Vocational Achievement (CAVA) RQF qualification (500/9758/1) is the new course which has replaced the old A1\2 and D32\33 assessor qualification. The course is sometimes referred to as TAQA and it is aimed at helping students to understand assessment strategies and quality... full details
Loans available for students aged 18+ Career Starter Loans
8 LESSONS  
£1,099.99 £824.99
Certificate in Education and Training RQF Level 4 Have you ever wanted to teach? The Level 4 Certificate in Education and Training RQF (601/4416/6) qualification is the teaching qualification you now need to achieve (post September 2013) if you wish to teach within the further education/lifelong learning sector. This new Level 4 Certificate in Education and Training RQF ... full details
Loans available for students aged 18+ Career Starter Loans
5 LESSONS  
£799.99 £599.99
Certificate in Practical Entrepreneurship (RQF) Level 3 Want to be the next Alan Sugar or Karen Brady? Being an entrepreneur is an undoubtedly rewarding career, but it's also hard work too. There are a lot of challenges that you'll face and risks involved.  You'll need a clear vision, lots of determination and a great team around you. Starting your own ... full details
Loans available for students aged 18+ Career Starter Loans
6 LESSONS  
£799.99 £599.99
Certificate in Retail Knowledge (RQF) Level 3 Working in retail can be fast-paced, challenging, but also highly rewarding. If you’re already are working in a retail environment then the NCFE Level 3 Certificate in Retail knowledge RQF Qualification (600/2140/8) is aimed at benefitting you. The Level 3 Certificate in Retail Knowledge can further develop knowledge and... full details
Loans available for students aged 18+ Career Starter Loans
5 LESSONS  
£1,599.99 £1199.99
Diploma in Counselling Skills RQF Level 3 The NCFE Level 3 Diploma in Counselling Skills RQF qualification (600/0727/8) has been designed to provide you with an in-depth knowledge and competence of the counselling skills that can be used in every day life and the theoretical models that underpin the use of counselling skills. The qualification will also help you appreciate ... full details
Loans available for students aged 18+ Career Starter Loans
9 LESSONS  
£599.99 £449.99
Diet & Nutrition Level 3 Certificate (RQF) This qualification is designed to provide learners with knowledge of nutrition and how to put together diet plans to suit a variety of needs. You’ll discover more about designing meals for people of all ages, including anyone involved in fitness, or with restrictive dietary requirements. Explore key issues including ... full details
Loans available for students aged 18+ Career Starter Loans
23 LESSONS  
£2,899.99 £2174.99
Diploma for the Early Years Workforce (Early Years Educator) CACHE Level 3 (RQF) Course The new CACHE Level 3 Diploma for the Early Years Workforce (Early Years Educator) qualification (QRN: 601/2629/2) (verify) has been approved by the National College of Teaching and Leadership. It has been introduced to entirely replace the current Level 3 Diploma for the Children and ... full details
Loans available for students aged 18+ Career Starter Loans
15 LESSONS  
£2,899.99 £2174.99
Diploma in Playwork CACHE Level 3 (RQF) (NVQ) The Level 3 Playwork Diploma (NVQ) (QRN: 501/0997/2) will give you the skills, knowledge and understanding required to be a playworker at Level 3 based on the National Occupational Standards. The course is designed for those people who want to work with children and young people between 4 – 16 years of age in a wide ... full details
Loans available for students aged 18+ Career Starter Loans
5 LESSONS  
£599.99 £449.99
NCFE Level 3 (RQF) Certificate in the Principles of End of Life Care course The NCFE Level 3 Certificate in the Principles of End of Life Care course is aimed at those who are looking for or just starting out in the healthcare sector. It is also relevant  to any health or social care worker who wishes to improve their understanding of end of life care. The ... full details
Loans available for students aged 18+ Career Starter Loans
10 LESSONS  
£2,299.99 £1724.99
Diploma for the Foot Health Care Practitioner RQF Level 3 The Lifetime Awarding Level 3 Diploma for the Foot Health Care Practitioner RQF Qualification (601/5502/4) is a fully recognised qualification listed on the RQF (Regulated Qualifications Framework). It carries 37 credits which can be transferred to progress onto further study (e.g. a degree). The Lifetime Awarding ... full details
Loans available for students aged 18+ Career Starter Loans
16 LESSONS  
£1,599.99 £1199.99
Health and Social Care (Adults) RQF Course Our Health and Social Care Level 3 Diploma course is the full level 3 qualification listed on the RQF (QRN: 501/2263/0). Upon successful completion you will be awarded 58 credits. The RQF Diploma in Health and Social Care Level 3 is a nationally recognised qualification based on the Health and Social Care National Occupation ... full details
Loans available for students aged 18+ Career Starter Loans
7 LESSONS  
£799.99 £599.99
Higher Level Teaching Assistants (RQF) Level 4 Certificate This qualification is designed to help teaching assistants to expand their skills. If you work in a school environment and want to take the next step in your career, then the Focus Awards Level 4 Certificate for Higher Level Teaching Assistants (RQF) (60185338) is for you. Teaching assistants provide essential ... full details
Loans available for students aged 18+ Career Starter Loans
8 LESSONS  
£2,099.99 £1574.99
Hospitality Supervision and Leadership (RQF) Diploma Level 3 Enrol on a nationally recognised qualification that focuses on job satisfaction and career progression. This Diploma in Hospitality Supervision and Leadership (RQF) (600/2054/4) is aimed at learners who would like to progress within the hospitality industry. This qualification is suitable if you have experience ... full details
Loans available for students aged 18+ Career Starter Loans
6 LESSONS  
£799.99 £599.99
ILM Level 3 Certificate in Coaching & Mentoring The challenge of every organisation is to instil in their managers a strong competency in their ability to coach and mentor people through both prosperous and challenging times. The purpose is to retain employees and develop them because they are critical assets in helping the organisation reach greater heights. Are you ... full details
Loans available for students aged 18+ Career Starter Loans
22 LESSONS  
£2,199.99 £1649.99
ILM Level 3 Diploma in Leadership and Management Everyone who works in the corporate world knows that being a manager is a sign of career growth and success. Although everyone dreams of being a manager, not everyone is fit to be one. Handling a group of different-skilled people and driving them towards success is not an easy job. Aside from being smart, you must be ... full details
Loans available for students aged 18+ Career Starter Loans
12 LESSONS  
£2,099.99 £1574.99
Diploma in Management (RQF) Level 3 If you're a born leader with a keenness to learn, then developing a career in management could be for you. The best thing about management is that there are opportunities within a huge majority of sectors and industries, whether it's retail, sales, HR, recruitment, finance or even business. Whatever your area of expertise, ... full details
Loans available for students aged 18+ Career Starter Loans
7 LESSONS  
£799.99 £599.99
The NCFE Level 3 Certificate in Principles of Customer Service (RQF qualification code: 601/7073/6) is designed to provide you with the knowledge you need to enable you to work in a customer focused industry. Excellent customer service is critical to the ongoing success of any company and it is vital for all staff to have an excellent understanding of the principles of ... full details
Loans available for students aged 18+ Career Starter Loans
5 LESSONS  
£599.99 £449.99
NCFE Level 3 Certificate in Understanding Mental Health The NCFE Level 3 Certificate in Understanding Mental Health (RQF qualification code: 601/8968/X) is designed to provide a greater awareness of mental health issues and the importance of mental wellbeing. Learners will build a knowledge base that can be used in a variety of health and social care roles. Gain an ... full details
Loans available for students aged 18+ Career Starter Loans
10 LESSONS  
£2,099.99 £1574.99
Diploma in Fitness Instructing and Personal Training RQF Level 3 The fitness industry is an exciting and expanding industry and there is a high rate of employment within the industry with currently more than 6,000 fitness centres located all across the UK. Many people from all walks of life long to get fitter and feel healthier but are not quite sure how. This means that ... full details
Loans available for students aged 18+ Career Starter Loans
9 LESSONS  
£799.99 £599.99
Certificate in Preparing to Work in Adult Social Care RQF Level 3 The NCFE Level 3 Certificate in Preparing to Work in Adult Social Care RQF Qualification (600/0689/4) is designed for people who are interested in working in adult social care or are new to adult social care and are looking for an introductory qualification. It is the ideal qualification for those who may be ... full details
Loans available for students aged 18+ Career Starter Loans
4 LESSONS  
£799.99 £599.99
Certificate in Sales and Marketing (RQF) Level 3 Want to get on in Sales and Marketing? It’s a truly exciting career path. It’s fast paced, dynamic and full of challenges. Our sales training course can give you the sales certification that employers are looking for. Of course they’ll also want great sales skills in potential candidates such as: ... full details
Loans available for students aged 18+ Career Starter Loans
15 LESSONS  
£899.99 £674.99
Specialist Support for Teaching and Learning in Schools (RQF Level 3) Diploma Course The NCFE Level 3 Diploma in Specialist Support for Teaching and Learning in Schools (RQF) is for those members of the school workforce who directly support teaching and learning of pupils in schools in an area that requires specialist knowledge and skills. It will allow successful candidates... full details
Loans available for students aged 18+ Career Starter Loans
11 LESSONS  
£599.99 £449.99
Supporting Teaching and Learning in Schools Certificate (RQF) Level 3 Course The NCFE Level 3 Certificate in Supporting Teaching and Learning in Schools course is aimed at anyone looking to work in supporting teaching and learning in schools, for example as a teaching assistant. The primary function of a teaching assistant is to support the teacher in the classroom to ensure... full details
Loans available for students aged 18+ Career Starter Loans
22 LESSONS  
£1,799.99 £1349.99
Level 3 Certificate in Web Design and Development (RQF) Are you looking for web design and development training? Our Level 3 Certificate in Web Design and Development 3 (RQF) qualification (601/8498/X) will help you build up the knowledge, understanding and skills to work in a number of roles that require web design and development expertise. Having a web design and ... full details
Loans available for students aged 18+ Career Starter Loans
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The benefits of NUS extra with Stonebridge

You are eligible to enrol on our NUS Extra scheme for just £9.99 and claim big discounts. As a registered Stonebridge student, you can use the NUS extra card to get money off:

Beauty • Eating Out • Entertainment • Fashion • Finance • Health & Fitness • Music & Technology • Supermarket food shopping & Travel

 Learn more about NUS extra

Benefits of NUS extra

Student success story

Gill's Story
Gill's Story

I’m working twice as hard and earning half as much, but I wouldn’t change for the world

When you work closely with young children, playing a part in their development, it is worth much more than you could possibly imagine. The work of a teaching assistant maybe challenging, varied and tiring but you really do “make a difference” in the lives of your young pupils...

 Read more

Latest blog posts

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Explore careers in autism through our flexible qualification

Posted on 27-03-2017

Working with autistic children It’s World Autism Awareness Week and we’re joining organisations across the UK in campaigning for knowledge about this lifelong condition to be more widespread. Individuals...

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RQF Courses

There are a limited number of Career Starter Loans available to fund the fees for the courses listed below. Spread the cost of your course, with a Career Starter Loan, over a period of 36 months with a typical APR of only 12.9% APR.

 Learn more about funded courses

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Ruth's Story

Click here to watch how we helped Ruth Realise her dreams!

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Foot Health Practitioner

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